financing hero

Financing your dream car is easier than ever

Enjoy shopping knowing how much car you can afford. Quickly pre-qualify and buy your next car with confidence.

Won't impact your credit score

checkmark Loans $7,500 - $45,000checkmark Instant credit decisionscheckmark Personalized loan terms

Here's how it works
We're here to make that process simple, transparent and personalized.
financing step one
Pre-qualify in minutes
Answer a few easy questions to get an instant decision with no impact to your credit score. All credit levels are welcome to apply!
Applying won’t impact your credit score
Only a “soft pull” on your credit is required to get your instant decision. A soft pull has no impact on your credit score.
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financing step two
Shop with offer in hand
Start shopping for an affordable car on Instamotor! Once you’re approved and know how much you have to spend, Instamotor makes it easy. All financing eligible vehicles are clearly marked.
Add your favorite car to your profile by clicking “Get pre-qualified for this car” and we’ll walk you through how to add the car to your loan.
Loans from $7,500 to $45,000
You can use your loan on any eligible vehicle, even if you don’t find it on Instamotor.
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financing step three
Easily complete documents online
Once you’ve found the car, personalize your loan terms and complete your docs online with our lending partner. We’ll show you how from your financing profile.
Finalize loan and drive off in your pre-loved car
Take the car for a test drive
Ask questions and negotiate final selling price with the seller
Sign your final loan docs electronically with our lending partner
Apply now to get an instant decision
You must be a US resident, at least 18 years old to apply.

Find Cars From Your Phone

Instamotor's free app helps you find used cars for sale. Buying and selling a used car has never been safer and easier.